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Let's Talk.
Let's Talk.
Your First Step Costs Nothing.
Call me, text me, or fill out the form below. Soft pull only — your credit score won't move. I respond to every inquiry personally.
Ways to Reach James
Call First. That's the Whole Point.
The site is called Let's Call James for a reason. The fastest path to getting your questions answered is picking up the phone. I work my files personally and I respond to every message.
Not ready to call? Fill out the form below and I'll reach out within one business day. Ready to apply? Use the soft pull link — it won't impact your credit score at all.
James Hair
James Hair
Senior Loan Originator
First Option Mortgage · NMLS #1680348
Phone
448-777-2126
Email
Jhair@myfirstoption.com
Apply
jhair.fop-pos.com
Licensed
AZ · CA · FL · LA · MS · MO · NC · TN · TX
Office
Baton Rouge, Louisiana
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Tell Me About Your Situation
Not sure where to start? Fill out the form and I'll reach out within one business day to talk through your options. No obligation. No hard pull. Just a conversation.
What Happens Next
Here's What to Expect When You Reach Out
1
I Reach Out PersonallyEvery form submission and call is handled by me — not a call center, not an assistant. I'll respond within one business day.
2
We Talk Through Your SituationCredit, income, down payment, timeline, property type, location — I listen first and then tell you exactly which program fits and what it takes to get there.
3
Soft Pull ApplicationWhen you're ready to apply it's a soft pull — zero impact to your credit score. You'll know exactly where you stand without any risk.
4
We Build Your PlanReady now, in 3 months, or in 6 months — I'll map out exactly what needs to happen and when to get you to the closing table.