A Lender Who Shows Up,
Communicates, and Closes.
I work the files other lenders send away. VA manual underwrites. FHA complex income. 203K renovations. DSCR investment. If your buyer has a pulse and a path — let's find it together.
I Close Deals Other Lenders Can't Touch.
I started in lending as a processor, underwriter, and funder all at once. I know what it takes to get a file approved because I've been on the other side of that decision. When I tell you a buyer can close — they close.
I've built my reputation on the files nobody else wants to work: high DTI, commission income, credit challenges, VA refers, 203K renovation scopes. That's where I earn my referral relationships — and where I earn yours.
I'm licensed in 9 states, have an Arabic-speaking LO assistant for your diverse clients, offer Halal financing options, and maintain established title relationships across Louisiana, Mississippi, and Texas. One referral partner. Every buyer type covered.
"If you're a Realtor I strongly suggest reaching out to James. He made SURE the deal went through." — Brittney W., Fathom Realty
Your buyers don't sit in underwriting limbo. I move files.
AZ · CA · FL · LA · MS · MO · NC · TN · TX
Verified 5-star reviews on Experience.com and Facebook.
Built to Handle Your Hardest Files
When AUS returns a refer I build the manual underwrite. Most lenders don't. Your veteran buyers don't get sent away.
I closed a 203K myself in 53 days on commission income. I know this product inside and out — your buyers can too.
Many suburban Louisiana and Mississippi areas qualify for USDA. Your buyers may have a zero-down path you don't know about yet.
No tax returns. LLC closing available. Airbnb-eligible products. Your investor buyers have a dedicated product here.
My LO assistant Mariam Abdullah speaks Arabic. I offer Halal financing options. Your diverse clients are fully supported.
Commission earners, 1099, business owners, high DTI — I've closed them all. Send me the files others return.
From the Agents Who've Closed With Me
"If you're a Realtor I strongly suggest reaching out to James. He made SURE the deal went through and updated me every step of the way."
"As a real estate broker I've worked with many lenders. James takes even the most challenging transactions and guides them to a smooth closing."
"Always available. We ran into challenges and James had it squared away before I even knew there was an issue."
One Partner. Nine States.
Relocating clients. Military buyers. Out-of-state investors. California buyers moving to Louisiana. I cover all of it under one relationship. You don't need a different lender for every market.
Become a Preferred Realtor Partner
Fill out the form below and I'll reach out personally within one business day. Let's talk about your clients, your markets, and how we can build something together.
Serving Louisiana, Mississippi, Florida, Texas & 5 More States
Based in Baton Rouge, Louisiana — serving Denham Springs, Livingston, Gonzales, Walker, Zachary, New Orleans, Shreveport, Lafayette, and Lake Charles. Mississippi: Jackson, Gulfport, Biloxi, Hattiesburg, Mendenhall, Vicksburg. Florida: Tampa, Orlando, Jacksonville, Naples, Boynton Beach, and statewide. Texas: Houston, Dallas, San Antonio, Austin, and statewide.
