Your Buyers Deserve
the Nation's #1 Retail Lender.
I work the files other lenders send away — VA manual underwrites, FHA complex income, 203K renovations, DSCR investment. And I do it backed by CrossCountry Mortgage, America's #1 Retail Mortgage Lender three years running. If your buyer has a pulse and a path, let's find it together.
Refer With Confidence. The Record Backs It Up.
When you refer a client to me, you're not just referring a loan officer — you're referring them to CrossCountry Mortgage, America's #1 Retail Mortgage Lender. CCM operates over 700 branches nationwide, employs more than 7,000 people, and closed over 131,000 home purchases in 2025 — 1 in every 35 homes sold in the U.S. was a CCM loan. That's not marketing copy. That's Scotsman Guide and Mortgage Executive Magazine both naming CCM the nation's top retail lender.
What that means for your clients: more than 120 loan products, a dedicated in-house renovation lending division for 203K files, a full non-QM suite for investors and self-employed buyers, and the institutional backing to close on time, every time. Your buyers work with someone who has both the personal attention of a local originator and the resources of the largest retail lender in the country.
I Close Deals Other Lenders Can't Touch.
I started in lending as a processor, underwriter, and funder all at once. I know what it takes to get a file approved because I've been on the other side of that decision. When I tell you a buyer can close — they close.
I've built my reputation on the files nobody else wants to work: high DTI, commission income, credit challenges, VA refers, 203K renovation scopes. That's where I earn my referral relationships — and where I earn yours. Now with CrossCountry Mortgage's product depth and in-house renovation lending team behind me, I can say yes to more files than ever.
I'm licensed in 9 states, have an Arabic-speaking LO assistant for your diverse clients, offer Halal financing options, and maintain established title relationships across Louisiana, Mississippi, and Texas. One referral partner. Every buyer type covered. Backed by America's #1 retail lender.
"If you're a Realtor I strongly suggest reaching out to James. He made SURE the deal went through." — Brittney W., Fathom Realty
Built to Handle Your Hardest Files
When AUS returns a refer I build the manual underwrite. Most lenders don't. Your veteran buyers don't get sent away.
I closed a 203K myself in 53 days on commission income. Backed by CCM's dedicated in-house renovation lending division — one of the strongest in the country.
Many suburban Louisiana and Mississippi areas qualify for USDA. Your buyers may have a zero-down path you don't know about yet.
No tax returns. LLC closing available. Airbnb-eligible products. Backed by CCM's full non-QM product suite — your investor buyers have real options here.
My LO assistant Mariam Abdullah speaks Arabic. I offer Halal financing options. Your diverse clients are fully supported.
Commission earners, 1099, business owners, high DTI — I've closed them all. Send me the files others return.
From the Agents Who've Closed With Me
"If you're a Realtor I strongly suggest reaching out to James. He made SURE the deal went through and updated me every step of the way."
"As a real estate broker I've worked with many lenders. James takes even the most challenging transactions and guides them to a smooth closing."
"Always available. We ran into challenges and James had it squared away before I even knew there was an issue."
One Partner. Nine States. Backed by 700+ Branches.
Relocating clients. Military buyers. Out-of-state investors. California buyers moving to Louisiana. I cover all of it under one relationship — and if a client's next move takes them outside my 9 states, CrossCountry Mortgage has producing loan officers coast to coast to keep them covered.
Become a Preferred Realtor Partner
Fill out the form below and I'll reach out personally within one business day. Let's talk about your clients, your markets, and how we can build something together.
Have a Buyer Right Now? Call Me Direct.
Don't wait on a form. Call or text 448-777-2126 and let's talk about your file today.
📞 448-777-2126Serving Louisiana, Mississippi, Florida, Texas & 5 More States
Based in Baton Rouge, Louisiana — serving Denham Springs, Livingston, Gonzales, Walker, Zachary, New Orleans, Shreveport, Lafayette, and Lake Charles. Mississippi: Jackson, Gulfport, Biloxi, Hattiesburg, Mendenhall, Vicksburg. Florida: Tampa, Orlando, Jacksonville, Naples, Boynton Beach, and statewide. Texas: Houston, Dallas, San Antonio, Austin, and statewide.
